Side-by-side · Q2 2026 data
Northridge Community Credit Union vs Virginia Coop Credit Union
Credit union
Northridge Community Credit Union
Virginia, Minnesota · $100 million – $1 billion
Metric by metric
| Measure | Northridge Community Credit Union | Virginia Coop Credit Union |
|---|---|---|
| TellerScore | 65 | 78 (stronger) |
| Capital cushion | 100 (stronger) | 66 |
| Loan quality | 0 | 71 (stronger) |
| Earnings | 100 (stronger) | 79 |
| Funding & liquidity | 66 | 100 (stronger) |
| Problem-loan coverage | 53 | 92 (stronger) |
| Peer percentile | 34th | 59th |
| Total assets | $113.0M | $45.7M |
| Deposits / shares | $94.3M | $40.6M |
| Capital ratio | 15.60% (stronger) | 11.55% |
| Problem loans | 4.18% | 0.86% (stronger) |
| Net charge-offs | 0.93% | 0.18% (stronger) |
| Return on assets | 2.05% (stronger) | 1.48% |
| Loans ÷ deposits | 94.6% | 56.5% (stronger) |
| Uninsured deposits | 0.2% (stronger) | 3.3% |
| Offices | 5 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Virginia Coop Credit Union has the higher TellerScore (78 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Northridge Community Credit Union leads on 3 and Virginia Coop Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.