Side-by-side · Q2 2026 data
Northview Bank vs Deer River Cooperative
Metric by metric
| Measure | Northview Bank | Deer River Cooperative |
|---|---|---|
| TellerScore | 74 (stronger) | 71 |
| Capital cushion | 58 (stronger) | 55 |
| Loan quality | 85 | 97 (stronger) |
| Earnings | 83 (stronger) | 52 |
| Funding & liquidity | 64 | 68 (stronger) |
| Problem-loan coverage | 94 | 99 (stronger) |
| Peer percentile | 57th | 42nd |
| Total assets | $469.7M | $31.4M |
| Deposits / shares | $392.5M | $28.1M |
| Capital ratio | 10.75% (stronger) | 10.53% |
| Problem loans | 0.46% | 0.08% (stronger) |
| Net charge-offs | -0.02% (stronger) | 0.00% |
| Return on assets | 1.57% (stronger) | 0.81% |
| Loans ÷ deposits | 96.0% | 91.8% (stronger) |
| Uninsured deposits | 11.4% | 2.1% (stronger) |
| Offices | 12 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 23.1% | — |
Northview Bank has the higher TellerScore (74 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Northview Bank leads on 4 and Deer River Cooperative on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Deer River, MN