TellerScore

Side-by-side · Q2 2026 data

Northview Bank vs Northwoods Credit Union

Bank

Northview Bank

Sandstone, Minnesota · $100 million – $1 billion

74of 100
Strong

Credit union

Northwoods Credit Union

Cloquet, Minnesota · $100 million – $1 billion

71of 100
Strong

Metric by metric

MeasureNorthview BankNorthwoods Credit Union
TellerScore74 (stronger)71
Capital cushion58 (stronger)49
Loan quality85 (stronger)84
Earnings83 (stronger)74
Funding & liquidity6475 (stronger)
Problem-loan coverage94 (stronger)93
Peer percentile57th54th
Total assets$469.7M$175.2M
Deposits / shares$392.5M$154.7M
Capital ratio10.75% (stronger)9.93%
Problem loans0.46% (stronger)0.49%
Net charge-offs-0.02% (stronger)0.50%
Return on assets1.57% (stronger)1.35%
Loans ÷ deposits96.0%85.2% (stronger)
Uninsured deposits11.4%1.5% (stronger)
Offices121
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)23.1%—

Northview Bank has the higher TellerScore (74 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Northview Bank leads on 5 and Northwoods Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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