Side-by-side · Q2 2026 data
Northview Bank vs Sterling State Bank
Metric by metric
| Measure | Northview Bank | Sterling State Bank |
|---|---|---|
| TellerScore | 74 (stronger) | 59 |
| Capital cushion | 58 (stronger) | 35 |
| Loan quality | 85 (stronger) | 84 |
| Earnings | 83 (stronger) | 59 |
| Funding & liquidity | 64 (stronger) | 41 |
| Problem-loan coverage | 94 (stronger) | 92 |
| Peer percentile | 57th | 17th |
| Total assets | $469.7M | $461.9M |
| Deposits / shares | $392.5M | $359.5M |
| Capital ratio | 10.75% (stronger) | 8.54% |
| Problem loans | 0.46% (stronger) | 0.47% |
| Net charge-offs | -0.02% (stronger) | 0.00% |
| Return on assets | 1.57% (stronger) | 0.98% |
| Loans ÷ deposits | 96.0% | 84.8% (stronger) |
| Uninsured deposits | 11.4% (stronger) | 46.2% |
| Offices | 12 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 23.1% | 10.7% |
Northview Bank has the higher TellerScore (74 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Northview Bank leads on 6 and Sterling State Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.