TellerScore

Side-by-side · Q2 2026 data

Northwest Bank vs Top Tier Federal Credit Union

Bank

Northwest Bank

Warren, Pennsylvania · $10 billion – $100 billion

66of 100
Moderate

Credit union

Top Tier Federal Credit Union

Clarion, Pennsylvania · $100 million – $1 billion

71of 100
Strong

Metric by metric

MeasureNorthwest BankTop Tier Federal Credit Union
TellerScore6671 (stronger)
Capital cushion4850 (stronger)
Loan quality7780 (stronger)
Earnings7376 (stronger)
Funding & liquidity5579 (stronger)
Problem-loan coverage9191
Peer percentile58th54th
Total assets$17.2B$277.5M
Deposits / shares$14.4B$248.7M
Capital ratio9.84%9.97% (stronger)
Problem loans0.69%0.60% (stronger)
Net charge-offs0.15%0.11% (stronger)
Return on assets1.32%1.39% (stronger)
Loans ÷ deposits91.0%80.9% (stronger)
Uninsured deposits27.4%5.5% (stronger)
Offices1535
CFPB complaints (3 yrs)158—
Complaints per $1B deposits11.0—
Mortgage denial rate (HMDA)20.6%3.6%

Top Tier Federal Credit Union has the higher TellerScore (71 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Northwest Bank leads on 0 and Top Tier Federal Credit Union on 7. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

Where both have branches

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