Side-by-side · Q2 2026 data
Northwest Consumers Federal Credit Union vs Farm Bureau Family Credit Union
Credit union
Northwest Consumers Federal Credit Union
Traverse City, Michigan · Under $100 million in assets
Metric by metric
| Measure | Northwest Consumers Federal Credit Union | Farm Bureau Family Credit Union |
|---|---|---|
| TellerScore | 77 | 81 (stronger) |
| Capital cushion | 100 (stronger) | 75 |
| Loan quality | 37 | 79 (stronger) |
| Earnings | 68 | 74 (stronger) |
| Funding & liquidity | 100 (stronger) | 98 |
| Problem-loan coverage | 91 | 94 (stronger) |
| Peer percentile | 57th | 68th |
| Total assets | $25.1M | $26.6M |
| Deposits / shares | $19.8M | $23.5M |
| Capital ratio | 19.47% (stronger) | 12.46% |
| Problem loans | 1.88% | 0.64% (stronger) |
| Net charge-offs | 0.97% | 0.56% (stronger) |
| Return on assets | 1.20% | 1.36% (stronger) |
| Loans ÷ deposits | 60.4% (stronger) | 62.6% |
| Uninsured deposits | 0.0% (stronger) | 3.7% |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Farm Bureau Family Credit Union has the higher TellerScore (81 vs 77). On the 7 directional measures above (where higher or lower is clearly better), Northwest Consumers Federal Credit Union leads on 3 and Farm Bureau Family Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.