Side-by-side · Q2 2026 data
Northwest Consumers Federal Credit Union vs Forest Area Federal Credit Union
Credit union
Northwest Consumers Federal Credit Union
Traverse City, Michigan · Under $100 million in assets
Metric by metric
| Measure | Northwest Consumers Federal Credit Union | Forest Area Federal Credit Union |
|---|---|---|
| TellerScore | 77 (stronger) | 71 |
| Capital cushion | 100 (stronger) | 78 |
| Loan quality | 37 (stronger) | 36 |
| Earnings | 68 | 87 (stronger) |
| Funding & liquidity | 100 (stronger) | 89 |
| Problem-loan coverage | 91 (stronger) | 81 |
| Peer percentile | 57th | 54th |
| Total assets | $25.1M | $318.3M |
| Deposits / shares | $19.8M | $277.8M |
| Capital ratio | 19.47% (stronger) | 12.76% |
| Problem loans | 1.88% (stronger) | 1.92% |
| Net charge-offs | 0.97% (stronger) | 0.97% |
| Return on assets | 1.20% | 1.69% (stronger) |
| Loans ÷ deposits | 60.4% (stronger) | 71.5% |
| Uninsured deposits | 0.0% (stronger) | 3.5% |
| Offices | 3 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Northwest Consumers Federal Credit Union has the higher TellerScore (77 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Northwest Consumers Federal Credit Union leads on 6 and Forest Area Federal Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.