Side-by-side · Q2 2026 data
Northwest Missouri Regional Credit Union vs K.C. Area Credit Union
Credit union
Northwest Missouri Regional Credit Union
Maryville, Missouri · Under $100 million in assets
Metric by metric
| Measure | Northwest Missouri Regional Credit Union | K.C. Area Credit Union |
|---|---|---|
| TellerScore | 74 | 76 (stronger) |
| Capital cushion | 67 | 100 (stronger) |
| Loan quality | 94 (stronger) | 64 |
| Earnings | 39 (stronger) | 29 |
| Funding & liquidity | 84 | 100 (stronger) |
| Problem-loan coverage | 98 (stronger) | 96 |
| Peer percentile | 49th | 54th |
| Total assets | $11.2M | $11.4M |
| Deposits / shares | $9.8M | $9.4M |
| Capital ratio | 11.68% | 17.20% (stronger) |
| Problem loans | 0.18% (stronger) | 1.09% |
| Net charge-offs | 0.32% (stronger) | 2.04% |
| Return on assets | 0.48% (stronger) | 0.22% |
| Loans ÷ deposits | 75.8% | 42.1% (stronger) |
| Uninsured deposits | 0.1% (stronger) | 0.3% |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
K.C. Area Credit Union has the higher TellerScore (76 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Northwest Missouri Regional Credit Union leads on 4 and K.C. Area Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.