Side-by-side · Q2 2026 data
Northwestern Federal Credit Union vs Genfed Financial Credit Union
Metric by metric
| Measure | Northwestern Federal Credit Union | Genfed Financial Credit Union |
|---|---|---|
| TellerScore | 64 | 79 (stronger) |
| Capital cushion | 40 | 100 (stronger) |
| Loan quality | 88 (stronger) | 54 |
| Earnings | 25 | 67 (stronger) |
| Funding & liquidity | 100 (stronger) | 88 |
| Problem-loan coverage | 98 (stronger) | 90 |
| Peer percentile | 28th | 76th |
| Total assets | $16.1M | $335.9M |
| Deposits / shares | $14.6M | $280.4M |
| Capital ratio | 8.99% | 16.78% (stronger) |
| Problem loans | 0.35% (stronger) | 1.38% |
| Net charge-offs | 0.29% (stronger) | 0.36% |
| Return on assets | 0.12% | 1.16% (stronger) |
| Loans ÷ deposits | 35.0% (stronger) | 72.7% |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 2 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Genfed Financial Credit Union has the higher TellerScore (79 vs 64). On the 6 directional measures above (where higher or lower is clearly better), Northwestern Federal Credit Union leads on 3 and Genfed Financial Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Bryan, OH