TellerScore

Northwestern Federal Credit Union is a federal credit union headquartered in Bryan, Ohio, in business for about 76 years. At the end of Q2 2026 it reported $16.1M in total assets and $14.6M in member shares and deposits, with 2 offices across 2 states.

Based on its Q2 2026 filing, Northwestern Federal Credit Union scores 64/100, which we describe as moderate. That is higher than only 28% of 2,479 credit unions with under $100 million in assets. Among 192 credit unions headquartered in Ohio, it ranks 135th. Its strongest component is funding & liquidity (100/100; 35% loans-to-deposits, 0% uninsured), and its lowest is earnings (25/100; 0.12%).

TellerScore · Q2 2026

Scorecard

Capital cushion40/100
Net worth ratio: 8.99%
Loan quality88/100
Loans 60+ days delinquent ÷ total loans: 0.35%
Earnings25/100
Return on assets (annualized): 0.12%
Funding & liquidity100/100
Loans ÷ shares: 35.0% · 0.0% uninsured
Problem-loan coverage98/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 1.24%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 3 points (67 → 64), mostly because the earnings component weakened by 21 points.

TellerScore
616569Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202461
Q3 202464
Q4 202466
Q1 202569
Q2 202567
Q3 202569
Q4 202567
Q1 202662
Q2 202664
Net worth ratio
7.00%8.00%8.99%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 20248.37%
Q3 20248.37%
Q4 20248.22%
Q1 20258.22%
Q2 20258.18%
Q3 20258.72%
Q4 20258.80%
Q1 20268.61%
Q2 20268.99%
Delinquent loans (60+ days)
0.00%0.26%0.53%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.53%
Q3 20240.43%
Q4 20240.19%
Q1 20250.00%
Q2 20250.16%
Q3 20250.19%
Q4 20250.39%
Q1 20260.38%
Q2 20260.35%
Return on assets
0.10%0.41%0.73%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.19%
Q3 20240.43%
Q4 20240.47%
Q1 20250.66%
Q2 20250.66%
Q3 20250.73%
Q4 20250.64%
Q1 20260.10%
Q2 20260.12%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202664$16.1M8.99%0.35%0.12%35.0%
Q1 202662$16.8M8.61%0.38%0.10%34.2%
Q4 202567$16.3M8.80%0.39%0.64%37.6%
Q3 202569$16.3M8.72%0.19%0.73%35.4%
Q2 202567$17.0M8.18%0.16%0.66%33.0%
Q1 202569$16.6M8.22%0.00%0.66%33.9%
Q4 202466$16.2M8.22%0.19%0.47%36.4%
Q3 202464$15.6M8.37%0.43%0.43%39.3%
Q2 202461$15.2M8.37%0.53%0.19%39.3%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio8.99%
9th
Problem loans0.35%
66th
Net charge-offs0.29%
40th
Return on assets0.12%
24th
Loans to deposits35.0%
84th
Uninsured deposits0.0%
81st
Loan-loss reserves0.00%
37th
Texas ratio1.2%
62nd

Similar-size credit unions in Ohio

InstitutionScoreAssetsCapitalProblem loansCompare
Gorman-Rupp & Associates Credit UnionCredit union Mansfield, OH69 out of 100, Moderate$16.7M9.2%0.12%vs
North Coast Credit UnionCredit union Fairview Park, OH62 out of 100, Moderate$16.7M41.5%2.45%vs
Holy Family Parma Federal Credit UnionCredit union Parma, OH60 out of 100, Moderate$16.8M19.5%5.49%vs
The Way Credit UnionCredit union New Knoxville, OH59 out of 100, Moderate$15.4M9.0%—vs
Acme Federal Credit UnionCredit union Eastlake, OH88 out of 100, Very strong$15.2M18.9%0.18%vs
Ohio Teamsters Credit UnionCredit union Independence, OH84 out of 100, Strong$17.1M26.8%0.52%vs

Deposit insurance

Is my money safe at Northwestern Federal Credit Union?

Yes. Northwestern Federal Credit Union is a federally insured credit union (NCUA charter #6949). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 8.99%, slightly above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

2 locations

Branches

Northwestern Federal Credit Union lists 2 offices in 2 cities across 2 states. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Northwestern Federal Credit Union
Type
Federal credit union
NCUA charter #
6949
RSSD ID
399683
Primary regulator
NCUA
Established
1950
Headquarters
234 N Main Street, Bryan, OH 43506
Employees
5

Quick answers

Northwestern Federal Credit Union: common questions

Is Northwestern Federal Credit Union NCUA insured?

Yes. Northwestern Federal Credit Union is a federally insured credit union (NCUA charter #6949). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Northwestern Federal Credit Union's TellerScore?

64 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Northwestern Federal Credit Union have?

2 offices as of the latest NCUA data, in 2 states.

Nearby

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Christo Rey Federal Credit UnionCredit union Ney, OH71 out of 100, Strong$3.6M8.9%0.00%vs
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The Citizens National Bank of BlufftonBank Bluffton, OH71 out of 100, Strong$1.1B11.0%0.66%vs