Side-by-side · Q2 2026 data
Northwestern Mutual Credit Union vs Guardian Credit Union
Metric by metric
| Measure | Northwestern Mutual Credit Union | Guardian Credit Union |
|---|---|---|
| TellerScore | 77 (stronger) | 70 |
| Capital cushion | 61 (stronger) | 53 |
| Loan quality | 100 (stronger) | 86 |
| Earnings | 48 (stronger) | 40 |
| Funding & liquidity | 96 | 99 (stronger) |
| Problem-loan coverage | 100 (stronger) | 96 |
| Peer percentile | 71st | 51st |
| Total assets | $285.6M | $294.2M |
| Deposits / shares | $239.8M | $259.3M |
| Capital ratio | 11.07% (stronger) | 10.35% |
| Problem loans | 0.00% (stronger) | 0.42% |
| Net charge-offs | 0.10% (stronger) | 0.35% |
| Return on assets | 0.70% (stronger) | 0.50% |
| Loans ÷ deposits | 50.6% (stronger) | 60.8% |
| Uninsured deposits | 18.8% | 5.5% (stronger) |
| Offices | 4 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.3% | — |
Northwestern Mutual Credit Union has the higher TellerScore (77 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Northwestern Mutual Credit Union leads on 6 and Guardian Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.