Side-by-side · Q2 2026 data
Northwood Federal Credit Union vs Par-Del Emp. Federal Credit Union
Credit union
Northwood Federal Credit Union
Philadelphia, Pennsylvania · Under $100 million in assets
Credit union
Par-Del Emp. Federal Credit Union
Wyoming, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | Northwood Federal Credit Union | Par-Del Emp. Federal Credit Union |
|---|---|---|
| TellerScore | 75 | 75 |
| Capital cushion | 100 | 100 |
| Loan quality | 79 (stronger) | 43 |
| Earnings | 0 | 52 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 98 (stronger) | 91 |
| Peer percentile | 52nd | 52nd |
| Total assets | $6.6M | $7.2M |
| Deposits / shares | $5.2M | $6.0M |
| Capital ratio | 19.72% (stronger) | 15.65% |
| Problem loans | 0.63% (stronger) | 1.70% |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | -0.55% | 0.81% (stronger) |
| Loans ÷ deposits | 42.2% (stronger) | 50.9% |
| Uninsured deposits | 3.6% | 0.0% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Both have the same TellerScore. On the 5 directional measures above (where higher or lower is clearly better), Northwood Federal Credit Union leads on 3 and Par-Del Emp. Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.