Side-by-side · Q2 2026 data
Norwin Teachers Federal Credit Union vs New Directions Community Credit Union
Credit union
Norwin Teachers Federal Credit Union
North Huntingdo, Pennsylvania · Under $100 million in assets
Credit union
New Directions Community Credit Union
Franklin, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | Norwin Teachers Federal Credit Union | New Directions Community Credit Union |
|---|---|---|
| TellerScore | 73 | 75 (stronger) |
| Capital cushion | 58 | 95 (stronger) |
| Loan quality | 76 (stronger) | 75 |
| Earnings | 61 (stronger) | 25 |
| Funding & liquidity | 100 (stronger) | 87 |
| Problem-loan coverage | 94 (stronger) | 93 |
| Peer percentile | 47th | 52nd |
| Total assets | $38.8M | $40.7M |
| Deposits / shares | $34.6M | $34.7M |
| Capital ratio | 10.81% | 14.54% (stronger) |
| Problem loans | 0.73% (stronger) | 0.76% |
| Net charge-offs | 0.27% (stronger) | 0.61% |
| Return on assets | 1.02% (stronger) | 0.12% |
| Loans ÷ deposits | 47.7% (stronger) | 73.7% |
| Uninsured deposits | 2.6% | 0.2% (stronger) |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
New Directions Community Credit Union has the higher TellerScore (75 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Norwin Teachers Federal Credit Union leads on 4 and New Directions Community Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.