TellerScore

Norwin Teachers Federal Credit Union is a federal credit union headquartered in North Huntingdo, Pennsylvania, in business for about 74 years. At the end of Q2 2026 it reported $38.8M in total assets and $34.6M in member shares and deposits, with 3 offices.

Norwin Teachers Federal Credit Union has a TellerScore of 73 out of 100 (strong) based on Q2 2026 data — higher than only 47% of its 2,479 credit unions with under $100 million in assets. Among 269 credit unions headquartered in Pennsylvania, it ranks 156th. Funding & liquidity contributes the most (100/100, 48% loans-to-deposits, 3% uninsured); capital cushion contributes the least (58/100, 10.81%).

TellerScore · Q2 2026

Scorecard

Capital cushion58/100
Net worth ratio: 10.81%
Loan quality76/100
Loans 60+ days delinquent ÷ total loans: 0.73%
Earnings61/100
Return on assets (annualized): 1.02%
Funding & liquidity100/100
Loans ÷ shares: 47.7% · 2.6% uninsured
Problem-loan coverage94/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 2.89%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 4 points (69 → 73), mostly because the capital cushion component improved by 20 points.

TellerScore
647177Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202464
Q3 202464
Q4 202465
Q1 202567
Q2 202569
Q3 202576
Q4 202575
Q1 202677
Q2 202673
Net worth ratio
7.00%8.91%10.81%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 20248.08%
Q3 20248.61%
Q4 20248.55%
Q1 20258.52%
Q2 20258.84%
Q3 20259.56%
Q4 202510.53%
Q1 202610.72%
Q2 202610.81%
Delinquent loans (60+ days)
0.13%0.43%0.73%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.27%
Q3 20240.48%
Q4 20240.43%
Q1 20250.13%
Q2 20250.17%
Q3 20250.30%
Q4 20250.33%
Q1 20260.23%
Q2 20260.73%
Return on assets
0.42%0.88%1.34%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.42%
Q3 20240.50%
Q4 20240.55%
Q1 20250.43%
Q2 20250.60%
Q3 20251.34%
Q4 20250.96%
Q1 20260.97%
Q2 20261.02%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202673$38.8M10.81%0.73%1.02%47.7%
Q1 202677$38.1M10.72%0.23%0.97%48.5%
Q4 202575$38.0M10.53%0.33%0.96%48.0%
Q3 202576$32.8M9.56%0.30%1.34%51.2%
Q2 202569$33.1M8.84%0.17%0.60%49.7%
Q1 202567$33.6M8.52%0.13%0.43%49.5%
Q4 202465$33.1M8.55%0.43%0.55%50.8%
Q3 202464$32.9M8.61%0.48%0.50%52.4%
Q2 202464$34.6M8.08%0.27%0.42%50.7%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio10.81%
22nd
Problem loans0.73%
49th
Net charge-offs0.27%
41st
Return on assets1.02%
68th
Loans to deposits47.7%
67th
Uninsured deposits2.6%
39th
Loan-loss reserves0.00%
37th
Texas ratio2.9%
43rd

Similar-size credit unions in Pennsylvania

InstitutionScoreAssetsCapitalProblem loansCompare
Bucks County Employees Credit UnionCredit union Doylestown, PA71 out of 100, Strong$39.2M12.2%0.91%vs
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Bva Federal Credit UnionCredit union Belle Vernon, PA47 out of 100, Below average$39.7M9.4%5.02%vs
Affiliated Trades Credit UnionCredit union Collegeville, PA53 out of 100, Below average$40.1M10.4%2.22%vs
Central Susquehanna Community Federal Credit UnionCredit union Danville, PA82 out of 100, Strong$37.4M12.1%0.00%vs
Franklin Johnstown Federal Credit UnionCredit union Johnstown, PA79 out of 100, Strong$37.3M13.7%0.42%vs

Deposit insurance

Is my money safe at Norwin Teachers Federal Credit Union?

Yes. Norwin Teachers Federal Credit Union is a federally insured credit union (NCUA charter #7842). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 2.6% of shares and deposits ($892K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 10.81%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

3 locations

Branches

Norwin Teachers Federal Credit Union lists 3 offices in 2 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Norwin Teachers Federal Credit Union
Type
Federal credit union
NCUA charter #
7842
RSSD ID
537784
Primary regulator
NCUA
Established
1952
Headquarters
183 Clay Pike, North Huntingdo, PA 15642
Employees
10

Quick answers

Norwin Teachers Federal Credit Union: common questions

Is Norwin Teachers Federal Credit Union NCUA insured?

Yes. Norwin Teachers Federal Credit Union is a federally insured credit union (NCUA charter #7842). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Norwin Teachers Federal Credit Union's TellerScore?

73 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Norwin Teachers Federal Credit Union have?

3 offices as of the latest NCUA data.

Nearby

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