Side-by-side · Q2 2026 data
Norwin Teachers Federal Credit Union vs Westmoreland Water Federal Credit Union
Credit union
Norwin Teachers Federal Credit Union
North Huntingdo, Pennsylvania · Under $100 million in assets
Credit union
Westmoreland Water Federal Credit Union
Greensburg, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | Norwin Teachers Federal Credit Union | Westmoreland Water Federal Credit Union |
|---|---|---|
| TellerScore | 73 | 97 (stronger) |
| Capital cushion | 58 | 100 (stronger) |
| Loan quality | 76 | 96 (stronger) |
| Earnings | 61 | 89 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 94 | 100 (stronger) |
| Peer percentile | 47th | 98th |
| Total assets | $38.8M | $23.5M |
| Deposits / shares | $34.6M | $19.1M |
| Capital ratio | 10.81% | 18.89% (stronger) |
| Problem loans | 0.73% | 0.12% (stronger) |
| Net charge-offs | 0.27% | -0.02% (stronger) |
| Return on assets | 1.02% | 1.71% (stronger) |
| Loans ÷ deposits | 47.7% | 32.6% (stronger) |
| Uninsured deposits | 2.6% | 2.1% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Westmoreland Water Federal Credit Union has the higher TellerScore (97 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Norwin Teachers Federal Credit Union leads on 0 and Westmoreland Water Federal Credit Union on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.