Side-by-side · Q2 2026 data
Norwood Town Employees Federal Credit Union vs Health Alliance Federal Credit Union
Credit union
Norwood Town Employees Federal Credit Union
Norwood, Massachusetts · Under $100 million in assets
Credit union
Health Alliance Federal Credit Union
Somerville, Massachusetts · Under $100 million in assets
Metric by metric
| Measure | Norwood Town Employees Federal Credit Union | Health Alliance Federal Credit Union |
|---|---|---|
| TellerScore | 62 | 83 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 0 | 50 (stronger) |
| Earnings | 55 | 100 (stronger) |
| Funding & liquidity | 87 (stronger) | 79 |
| Problem-loan coverage | 81 | 88 (stronger) |
| Peer percentile | 24th | 72nd |
| Total assets | $5.8M | $6.0M |
| Deposits / shares | $4.2M | $4.9M |
| Capital ratio | 27.07% (stronger) | 16.28% |
| Problem loans | 4.88% | 1.51% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.55% |
| Return on assets | 0.88% | 2.34% (stronger) |
| Loans ÷ deposits | 72.9% (stronger) | 81.6% |
| Uninsured deposits | 0.1% | 0.0% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Health Alliance Federal Credit Union has the higher TellerScore (83 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Norwood Town Employees Federal Credit Union leads on 3 and Health Alliance Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.