Side-by-side · Q2 2026 data
Nsp Credit Union vs Minnesota Catholic Credit Union
Credit union
Minnesota Catholic Credit Union
Little Canada, Minnesota · Under $100 million in assets
Metric by metric
| Measure | Nsp Credit Union | Minnesota Catholic Credit Union |
|---|---|---|
| TellerScore | 67 | 78 (stronger) |
| Capital cushion | 100 (stronger) | 76 |
| Loan quality | 59 | 86 (stronger) |
| Earnings | 0 | 57 (stronger) |
| Funding & liquidity | 84 | 87 (stronger) |
| Problem-loan coverage | 93 | 96 (stronger) |
| Peer percentile | 34th | 59th |
| Total assets | $35.1M | $38.6M |
| Deposits / shares | $27.1M | $33.8M |
| Capital ratio | 20.93% (stronger) | 12.62% |
| Problem loans | 1.22% | 0.43% (stronger) |
| Net charge-offs | 0.58% | 0.15% (stronger) |
| Return on assets | -0.56% | 0.94% (stronger) |
| Loans ÷ deposits | 76.1% | 72.8% (stronger) |
| Uninsured deposits | 1.1% | 1.1% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Minnesota Catholic Credit Union has the higher TellerScore (78 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Nsp Credit Union leads on 1 and Minnesota Catholic Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.