Side-by-side · Q2 2026 data
Nusenda Federal Credit Union vs Rincones Presbyterian Credit Union
Credit union
Rincones Presbyterian Credit Union
Chacon, New Mexico · Under $100 million in assets
Metric by metric
| Measure | Nusenda Federal Credit Union | Rincones Presbyterian Credit Union |
|---|---|---|
| TellerScore | 62 | 64 (stronger) |
| Capital cushion | 42 | 53 (stronger) |
| Loan quality | 74 (stronger) | 48 |
| Earnings | 51 | 90 (stronger) |
| Funding & liquidity | 82 (stronger) | 71 |
| Problem-loan coverage | 87 (stronger) | 79 |
| Peer percentile | 30th | 28th |
| Total assets | $5.0B | $6.5M |
| Deposits / shares | $4.4B | $5.8M |
| Capital ratio | 9.20% | 10.33% (stronger) |
| Problem loans | 0.79% (stronger) | 1.55% |
| Net charge-offs | 0.60% | -0.03% (stronger) |
| Return on assets | 0.76% | 1.76% (stronger) |
| Loans ÷ deposits | 78.3% (stronger) | 89.5% |
| Uninsured deposits | 11.5% | 7.3% (stronger) |
| Offices | 23 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Rincones Presbyterian Credit Union has the higher TellerScore (64 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Nusenda Federal Credit Union leads on 2 and Rincones Presbyterian Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.