Side-by-side · Q2 2026 data
Nusenda Federal Credit Union vs Sandia Area Federal Credit Union
Credit union
Sandia Area Federal Credit Union
Albuquerque, New Mexico · $1 billion – $10 billion
Metric by metric
| Measure | Nusenda Federal Credit Union | Sandia Area Federal Credit Union |
|---|---|---|
| TellerScore | 62 | 75 (stronger) |
| Capital cushion | 42 | 64 (stronger) |
| Loan quality | 74 | 95 (stronger) |
| Earnings | 51 | 68 (stronger) |
| Funding & liquidity | 82 (stronger) | 60 |
| Problem-loan coverage | 87 | 97 (stronger) |
| Peer percentile | 30th | 75th |
| Total assets | $5.0B | $1.4B |
| Deposits / shares | $4.4B | $1.3B |
| Capital ratio | 9.20% | 11.44% (stronger) |
| Problem loans | 0.79% | 0.15% (stronger) |
| Net charge-offs | 0.60% | 0.25% (stronger) |
| Return on assets | 0.76% | 1.21% (stronger) |
| Loans ÷ deposits | 78.3% (stronger) | 99.8% |
| Uninsured deposits | 11.5% (stronger) | 13.6% |
| Offices | 23 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Sandia Area Federal Credit Union has the higher TellerScore (75 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Nusenda Federal Credit Union leads on 2 and Sandia Area Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.