Side-by-side · Q2 2026 data
Nusenda Federal Credit Union vs Sunward Federal Credit Union
Metric by metric
| Measure | Nusenda Federal Credit Union | Sunward Federal Credit Union |
|---|---|---|
| TellerScore | 62 (stronger) | 60 |
| Capital cushion | 42 (stronger) | 39 |
| Loan quality | 74 | 87 (stronger) |
| Earnings | 51 (stronger) | 35 |
| Funding & liquidity | 82 (stronger) | 67 |
| Problem-loan coverage | 87 | 93 (stronger) |
| Peer percentile | 30th | 25th |
| Total assets | $5.0B | $4.6B |
| Deposits / shares | $4.4B | $3.5B |
| Capital ratio | 9.20% (stronger) | 8.91% |
| Problem loans | 0.79% | 0.40% (stronger) |
| Net charge-offs | 0.60% | 0.36% (stronger) |
| Return on assets | 0.76% (stronger) | 0.37% |
| Loans ÷ deposits | 78.3% (stronger) | 93.3% |
| Uninsured deposits | 11.5% (stronger) | 12.4% |
| Offices | 23 | 13 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 10.1% |
Nusenda Federal Credit Union has the higher TellerScore (62 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Nusenda Federal Credit Union leads on 5 and Sunward Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.