Side-by-side · Q2 2026 data
Nuvision Federal Credit Union vs Northern Skies Federal Credit Union
Credit union
Nuvision Federal Credit Union
Huntington Beac, California · $1 billion – $10 billion
Metric by metric
| Measure | Nuvision Federal Credit Union | Northern Skies Federal Credit Union |
|---|---|---|
| TellerScore | 70 | 73 (stronger) |
| Capital cushion | 70 | 83 (stronger) |
| Loan quality | 79 (stronger) | 64 |
| Earnings | 53 | 66 (stronger) |
| Funding & liquidity | 66 | 67 (stronger) |
| Problem-loan coverage | 92 (stronger) | 86 |
| Peer percentile | 58th | 60th |
| Total assets | $4.0B | $231.7M |
| Deposits / shares | $3.3B | $197.7M |
| Capital ratio | 12.03% | 13.27% (stronger) |
| Problem loans | 0.62% (stronger) | 1.07% |
| Net charge-offs | 0.60% | 0.57% (stronger) |
| Return on assets | 0.82% | 1.14% (stronger) |
| Loans ÷ deposits | 94.2% | 90.5% (stronger) |
| Uninsured deposits | 6.7% (stronger) | 17.3% |
| Offices | 21 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 36.6% | — |
Northern Skies Federal Credit Union has the higher TellerScore (73 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Nuvision Federal Credit Union leads on 2 and Northern Skies Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.