Side-by-side · Q2 2026 data
Nw Preferred Federal Credit Union vs First Community Credit Union
Metric by metric
| Measure | Nw Preferred Federal Credit Union | First Community Credit Union |
|---|---|---|
| TellerScore | 79 | 86 (stronger) |
| Capital cushion | 96 (stronger) | 83 |
| Loan quality | 70 | 99 (stronger) |
| Earnings | 67 | 72 (stronger) |
| Funding & liquidity | 67 | 79 (stronger) |
| Problem-loan coverage | 90 | 99 (stronger) |
| Peer percentile | 76th | 95th |
| Total assets | $189.3M | $1.9B |
| Deposits / shares | $156.8M | $1.6B |
| Capital ratio | 14.61% (stronger) | 13.29% |
| Problem loans | 0.91% | 0.04% (stronger) |
| Net charge-offs | 0.69% | 0.04% (stronger) |
| Return on assets | 1.17% | 1.31% (stronger) |
| Loans ÷ deposits | 93.4% | 81.0% (stronger) |
| Uninsured deposits | 5.4% (stronger) | 6.3% |
| Offices | 2 | 26 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First Community Credit Union has the higher TellerScore (86 vs 79). On the 7 directional measures above (where higher or lower is clearly better), Nw Preferred Federal Credit Union leads on 2 and First Community Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.