Side-by-side · Q2 2026 data
Oak Valley Community Bank vs Mission Bank
Metric by metric
| Measure | Oak Valley Community Bank | Mission Bank |
|---|---|---|
| TellerScore | 76 | 80 (stronger) |
| Capital cushion | 65 | 72 (stronger) |
| Loan quality | 100 (stronger) | 99 |
| Earnings | 64 | 87 (stronger) |
| Funding & liquidity | 59 (stronger) | 44 |
| Problem-loan coverage | 98 | 100 (stronger) |
| Peer percentile | 80th | 90th |
| Total assets | $2.0B | $2.0B |
| Deposits / shares | $1.8B | $1.8B |
| Capital ratio | 11.48% | 12.22% (stronger) |
| Problem loans | 0.00% (stronger) | 0.02% |
| Net charge-offs | 0.31% (stronger) | 0.33% |
| Return on assets | 1.11% | 1.67% (stronger) |
| Loans ÷ deposits | 65.3% (stronger) | 85.4% |
| Uninsured deposits | 46.9% | 43.0% (stronger) |
| Offices | 20 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Mission Bank has the higher TellerScore (80 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Oak Valley Community Bank leads on 3 and Mission Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.