Side-by-side · Q2 2026 data
Oak Valley Community Bank vs Rolling F Credit Union
Metric by metric
| Measure | Oak Valley Community Bank | Rolling F Credit Union |
|---|---|---|
| TellerScore | 76 (stronger) | 75 |
| Capital cushion | 65 | 70 (stronger) |
| Loan quality | 100 (stronger) | 73 |
| Earnings | 64 (stronger) | 56 |
| Funding & liquidity | 59 | 100 (stronger) |
| Problem-loan coverage | 98 (stronger) | 93 |
| Peer percentile | 80th | 52nd |
| Total assets | $2.0B | $63.9M |
| Deposits / shares | $1.8B | $56.1M |
| Capital ratio | 11.48% | 11.96% (stronger) |
| Problem loans | 0.00% (stronger) | 0.80% |
| Net charge-offs | 0.31% | -0.08% (stronger) |
| Return on assets | 1.11% (stronger) | 0.91% |
| Loans ÷ deposits | 65.3% | 59.5% (stronger) |
| Uninsured deposits | 46.9% | 8.8% (stronger) |
| Offices | 20 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Oak Valley Community Bank has the higher TellerScore (76 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Oak Valley Community Bank leads on 3 and Rolling F Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.