Side-by-side · Q2 2026 data
Oakdale Credit Union vs Westby Co-Op Credit Union
Metric by metric
| Measure | Oakdale Credit Union | Westby Co-Op Credit Union |
|---|---|---|
| TellerScore | 95 (stronger) | 77 |
| Capital cushion | 84 | 100 (stronger) |
| Loan quality | 100 (stronger) | 52 |
| Earnings | 100 (stronger) | 69 |
| Funding & liquidity | 99 (stronger) | 76 |
| Problem-loan coverage | 100 (stronger) | 87 |
| Peer percentile | 98th | 82nd |
| Total assets | $132.4M | $1.0B |
| Deposits / shares | $112.8M | $842.2M |
| Capital ratio | 13.35% | 15.64% (stronger) |
| Problem loans | 0.00% (stronger) | 1.44% |
| Net charge-offs | -0.00% (stronger) | 0.24% |
| Return on assets | 2.29% (stronger) | 1.23% |
| Loans ÷ deposits | 61.7% (stronger) | 83.8% |
| Uninsured deposits | 8.2% (stronger) | 10.3% |
| Offices | 3 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 4.0% |
Oakdale Credit Union has the higher TellerScore (95 vs 77). On the 7 directional measures above (where higher or lower is clearly better), Oakdale Credit Union leads on 6 and Westby Co-Op Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Reedsburg, WI