Side-by-side · Q2 2026 data
O'Bannon Banking Company vs The Seymour Bank
Metric by metric
| Measure | O'Bannon Banking Company | The Seymour Bank |
|---|---|---|
| TellerScore | 59 | 73 (stronger) |
| Capital cushion | 44 | 63 (stronger) |
| Loan quality | 51 | 85 (stronger) |
| Earnings | 66 (stronger) | 61 |
| Funding & liquidity | 78 | 78 |
| Problem-loan coverage | 78 | 94 (stronger) |
| Peer percentile | 17th | 53rd |
| Total assets | $332.6M | $224.7M |
| Deposits / shares | $297.0M | $194.3M |
| Capital ratio | 9.36% | 11.30% (stronger) |
| Problem loans | 1.46% | 0.46% (stronger) |
| Net charge-offs | 0.03% (stronger) | 0.07% |
| Return on assets | 1.16% (stronger) | 1.02% |
| Loans ÷ deposits | 82.5% | 73.1% (stronger) |
| Uninsured deposits | 13.7% (stronger) | 23.1% |
| Offices | 5 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 16.4% | — |
The Seymour Bank has the higher TellerScore (73 vs 59). On the 7 directional measures above (where higher or lower is clearly better), O'Bannon Banking Company leads on 3 and The Seymour Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.