Side-by-side · Q2 2026 data
Ok Federal Credit Union vs Encentus Federal Credit Union
Metric by metric
| Measure | Ok Federal Credit Union | Encentus Federal Credit Union |
|---|---|---|
| TellerScore | 85 (stronger) | 80 |
| Capital cushion | 100 | 100 |
| Loan quality | 80 | 80 |
| Earnings | 67 (stronger) | 27 |
| Funding & liquidity | 81 | 100 (stronger) |
| Problem-loan coverage | 95 | 98 (stronger) |
| Peer percentile | 77th | 65th |
| Total assets | $26.4M | $21.4M |
| Deposits / shares | $22.1M | $17.8M |
| Capital ratio | 15.85% | 17.05% (stronger) |
| Problem loans | 0.60% (stronger) | 0.60% |
| Net charge-offs | -0.00% (stronger) | 1.82% |
| Return on assets | 1.17% (stronger) | 0.18% |
| Loans ÷ deposits | 79.2% | 39.7% (stronger) |
| Uninsured deposits | 2.2% | 1.1% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Ok Federal Credit Union has the higher TellerScore (85 vs 80). On the 7 directional measures above (where higher or lower is clearly better), Ok Federal Credit Union leads on 4 and Encentus Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.