TellerScore

Headquartered in Bartlesville, Oklahoma, Ok Federal Credit Union is a federal credit union with $26.4M in total assets and $22.1M in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1955.

Ok Federal Credit Union has a TellerScore of 85 out of 100 (very strong) based on Q2 2026 data — higher than 77% of its 2,479 credit unions with under $100 million in assets. Among 52 credit unions headquartered in Oklahoma, it ranks 10th. Capital cushion contributes the most (100/100, 15.85%); earnings contributes the least (67/100, 1.17%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 15.85%
Loan quality80/100
Loans 60+ days delinquent ÷ total loans: 0.60%
Earnings67/100
Return on assets (annualized): 1.17%
Funding & liquidity81/100
Loans ÷ shares: 79.2% · 2.2% uninsured
Problem-loan coverage95/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 2.62%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (84 → 85).

TellerScore
808487Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202483
Q3 202487
Q4 202487
Q1 202582
Q2 202584
Q3 202586
Q4 202587
Q1 202680
Q2 202685
Net worth ratio
7.00%11.48%15.97%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202413.46%
Q3 202414.10%
Q4 202414.72%
Q1 202514.55%
Q2 202515.33%
Q3 202515.59%
Q4 202515.97%
Q1 202615.13%
Q2 202615.85%
Delinquent loans (60+ days)
0.00%0.33%0.66%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.31%
Q3 20240.00%
Q4 20240.34%
Q1 20250.52%
Q2 20250.66%
Q3 20250.36%
Q4 20250.37%
Q1 20260.66%
Q2 20260.60%
Return on assets
0.60%0.95%1.30%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.16%
Q3 20241.21%
Q4 20241.30%
Q1 20250.93%
Q2 20251.15%
Q3 20251.12%
Q4 20251.21%
Q1 20260.60%
Q2 20261.17%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202685$26.4M15.85%0.60%1.17%79.2%
Q1 202680$26.9M15.13%0.66%0.60%74.9%
Q4 202587$25.2M15.97%0.37%1.21%82.3%
Q3 202586$25.3M15.59%0.36%1.12%82.6%
Q2 202584$25.3M15.33%0.66%1.15%82.7%
Q1 202582$26.1M14.55%0.52%0.93%81.4%
Q4 202487$25.3M14.72%0.34%1.30%86.7%
Q3 202487$25.8M14.10%0.00%1.21%84.4%
Q2 202483$26.4M13.46%0.31%1.16%81.9%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio15.85%
60th
Problem loans0.60%
54th
Net charge-offs-0.00%
86th
Return on assets1.17%
75th
Loans to deposits79.2%
21st
Uninsured deposits2.2%
43rd
Loan-loss reserves0.00%
37th
Texas ratio2.6%
46th

Similar-size credit unions in Oklahoma

InstitutionScoreAssetsCapitalProblem loansCompare
Energize Credit UnionCredit union Oklahoma City, OK72 out of 100, Strong$25.4M13.8%0.81%vs
Department of Public Safety Federal Credit UnionCredit union Oklahoma City, OK70 out of 100, Strong$25.3M17.1%1.36%vs
Ok Members First Federal Credit UnionCredit union Tulsa, OK75 out of 100, Strong$24.4M14.9%0.72%vs
Encentus Federal Credit UnionCredit union Tulsa, OK80 out of 100, Strong$21.4M17.1%0.60%vs
Comanche County Federal Credit UnionCredit union Lawton, OK96 out of 100, Very strong$36.4M18.8%0.00%vs
Integris Federal Credit UnionCredit union Oklahoma City, OK73 out of 100, Strong$14.4M11.5%0.00%vs

Deposit insurance

Is my money safe at Ok Federal Credit Union?

Yes. Ok Federal Credit Union is a federally insured credit union (NCUA charter #10158). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 2.2% of shares and deposits ($485K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 15.85%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Ok Federal Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Ok Federal Credit Union
Type
Federal credit union
NCUA charter #
10158
RSSD ID
719786
Primary regulator
NCUA
Established
1955
Headquarters
3900 SE Adams Rd, Bartlesville, OK 74006
Employees
6

Quick answers

Ok Federal Credit Union: common questions

Is Ok Federal Credit Union NCUA insured?

Yes. Ok Federal Credit Union is a federally insured credit union (NCUA charter #10158). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Ok Federal Credit Union's TellerScore?

85 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Ok Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Bartlesville

InstitutionScoreAssetsCapitalProblem loansCompare
The City National Bank and Trust Company of Lawton, OklahomaBank Lawton, OK83 out of 100, Strong$446.2M13.9%0.45%vs
Union State BankBank Arkansas City, KS76 out of 100, Strong$719.1M10.2%0.19%vs
Welch State Bank of Welch, Okla.Bank Welch, OK76 out of 100, Strong$449.8M10.2%0.36%vs
Armstrong BankBank Muskogee, OK74 out of 100, Strong$2.8B10.4%0.25%vs
RCB BankBank Claremore, OK72 out of 100, Strong$4.0B10.7%0.94%vs
American Heritage BankBank Sapulpa, OK71 out of 100, Strong$1.5B9.6%0.21%vs