Side-by-side · Q2 2026 data
Ok Members First Federal Credit Union vs Energize Credit Union
Credit union
Ok Members First Federal Credit Union
Tulsa, Oklahoma · Under $100 million in assets
Metric by metric
| Measure | Ok Members First Federal Credit Union | Energize Credit Union |
|---|---|---|
| TellerScore | 75 (stronger) | 72 |
| Capital cushion | 99 (stronger) | 88 |
| Loan quality | 76 (stronger) | 73 |
| Earnings | 33 | 40 (stronger) |
| Funding & liquidity | 72 | 72 |
| Problem-loan coverage | 93 (stronger) | 89 |
| Peer percentile | 52nd | 44th |
| Total assets | $24.4M | $25.4M |
| Deposits / shares | $20.7M | $21.8M |
| Capital ratio | 14.87% (stronger) | 13.83% |
| Problem loans | 0.72% (stronger) | 0.81% |
| Net charge-offs | 0.18% | 0.04% (stronger) |
| Return on assets | 0.33% | 0.49% (stronger) |
| Loans ÷ deposits | 88.5% | 88.2% (stronger) |
| Uninsured deposits | 0.3% (stronger) | 8.2% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Ok Members First Federal Credit Union has the higher TellerScore (75 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Ok Members First Federal Credit Union leads on 4 and Energize Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.