TellerScore

Ok Members First Federal Credit Union is a federal credit union headquartered in Tulsa, Oklahoma, in business for about 75 years. At the end of Q2 2026 it reported $24.4M in total assets and $20.7M in member shares and deposits, with 1 office.

Ok Members First Federal Credit Union has a TellerScore of 75 out of 100 (strong) based on Q2 2026 data — higher than 52% of its 2,479 credit unions with under $100 million in assets. Among 52 credit unions headquartered in Oklahoma, it ranks 21st. Capital cushion contributes the most (99/100, 14.87%); earnings contributes the least (33/100, 0.33%).

TellerScore · Q2 2026

Scorecard

Capital cushion99/100
Net worth ratio: 14.87%
Loan quality76/100
Loans 60+ days delinquent ÷ total loans: 0.72%
Earnings33/100
Return on assets (annualized): 0.33%
Funding & liquidity72/100
Loans ÷ shares: 88.5% · 0.3% uninsured
Problem-loan coverage93/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 3.62%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (74 → 75).

TellerScore
697275Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterTellerScore
Q2 202469
Q3 202469
Q4 202472
Q1 202573
Q2 202574
Q3 202575
Q4 202572
Q1 202675
Q2 202675
Net worth ratio
7.00%10.93%14.87%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterNet worth ratio
Q2 202412.78%
Q3 202412.67%
Q4 202412.99%
Q1 202513.16%
Q2 202513.34%
Q3 202513.93%
Q4 202514.63%
Q1 202614.62%
Q2 202614.87%
Delinquent loans (60+ days)
0.60%0.86%1.11%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterDelinquent loans (60+ days)
Q2 20240.89%
Q3 20240.88%
Q4 20240.68%
Q1 20250.60%
Q2 20250.63%
Q3 20250.67%
Q4 20251.11%
Q1 20260.73%
Q2 20260.72%
Return on assets
0.31%0.33%0.36%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterReturn on assets
Q2 20240.35%
Q3 20240.34%
Q4 20240.32%
Q1 20250.32%
Q2 20250.31%
Q3 20250.31%
Q4 20250.31%
Q1 20260.36%
Q2 20260.33%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202675$24.4M14.87%0.72%0.33%88.5%
Q1 202675$24.7M14.62%0.73%0.36%86.8%
Q4 202572$24.5M14.63%1.11%0.31%77.8%
Q3 202575$25.7M13.93%0.67%0.31%74.3%
Q2 202574$26.7M13.34%0.63%0.31%71.5%
Q1 202573$26.9M13.16%0.60%0.32%75.0%
Q4 202472$27.1M12.99%0.68%0.32%77.5%
Q3 202469$27.6M12.67%0.88%0.34%77.0%
Q2 202469$27.2M12.78%0.89%0.35%81.4%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio14.87%
53rd
Problem loans0.72%
49th
Net charge-offs0.18%
49th
Return on assets0.33%
33rd
Loans to deposits88.5%
11th
Uninsured deposits0.3%
60th
Loan-loss reserves0.00%
37th
Texas ratio3.6%
38th

Similar-size credit unions in Oklahoma

InstitutionScoreAssetsCapitalProblem loansCompare
Department of Public Safety Federal Credit UnionCredit union Oklahoma City, OK70 out of 100, Strong$25.3M17.1%1.36%vs
Energize Credit UnionCredit union Oklahoma City, OK72 out of 100, Strong$25.4M13.8%0.81%vs
Ok Federal Credit UnionCredit union Bartlesville, OK85 out of 100, Very strong$26.4M15.8%0.60%vs
Encentus Federal Credit UnionCredit union Tulsa, OK80 out of 100, Strong$21.4M17.1%0.60%vs
Integris Federal Credit UnionCredit union Oklahoma City, OK73 out of 100, Strong$14.4M11.5%0.00%vs
Comanche County Federal Credit UnionCredit union Lawton, OK96 out of 100, Very strong$36.4M18.8%0.00%vs

Deposit insurance

Is my money safe at Ok Members First Federal Credit Union?

Yes. Ok Members First Federal Credit Union is a federally insured credit union (NCUA charter #7154). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.3% of shares and deposits ($54K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 14.87%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Ok Members First Federal Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Ok Members First Federal Credit Union
Type
Federal credit union
NCUA charter #
7154
RSSD ID
598785
Primary regulator
NCUA
Established
1951
Headquarters
10832 E 31st St, Tulsa, OK 74146
Employees
7

Quick answers

Ok Members First Federal Credit Union: common questions

Is Ok Members First Federal Credit Union NCUA insured?

Yes. Ok Members First Federal Credit Union is a federally insured credit union (NCUA charter #7154). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Ok Members First Federal Credit Union's TellerScore?

75 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Ok Members First Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Tulsa

InstitutionScoreAssetsCapitalProblem loansCompare
First Bank of OwassoBank Owasso, OK93 out of 100, Very strong$639.3M15.7%0.01%vs
First BankBank Erick, OK93 out of 100, Very strong$118.0M14.2%0.27%vs
Saint Francis Employees Federal Credit UnionCredit union Tulsa, OK92 out of 100, Very strong$44.7M15.9%0.20%vs
The First National Bank and Trust Company of Broken ArrowBank Broken Arrow, OK89 out of 100, Very strong$269.5M16.4%0.14%vs
International Bank of CommerceBank Oklahoma City, OK88 out of 100, Very strong$1.6B15.5%0.66%vs
United Members Federal Credit UnionCredit union Tulsa, OK87 out of 100, Very strong$10.4M18.6%0.15%vs