Side-by-side · Q2 2026 data
Ok Members First Federal Credit Union vs United Members Federal Credit Union
Credit union
Ok Members First Federal Credit Union
Tulsa, Oklahoma · Under $100 million in assets
Credit union
United Members Federal Credit Union
Tulsa, Oklahoma · Under $100 million in assets
Metric by metric
| Measure | Ok Members First Federal Credit Union | United Members Federal Credit Union |
|---|---|---|
| TellerScore | 75 | 87 (stronger) |
| Capital cushion | 99 | 100 (stronger) |
| Loan quality | 76 | 95 (stronger) |
| Earnings | 33 | 39 (stronger) |
| Funding & liquidity | 72 | 100 (stronger) |
| Problem-loan coverage | 93 | 100 (stronger) |
| Peer percentile | 52nd | 83rd |
| Total assets | $24.4M | $10.4M |
| Deposits / shares | $20.7M | $8.5M |
| Capital ratio | 14.87% | 18.62% (stronger) |
| Problem loans | 0.72% | 0.15% (stronger) |
| Net charge-offs | 0.18% (stronger) | 1.30% |
| Return on assets | 0.33% | 0.47% (stronger) |
| Loans ÷ deposits | 88.5% | 36.0% (stronger) |
| Uninsured deposits | 0.3% (stronger) | 4.0% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
United Members Federal Credit Union has the higher TellerScore (87 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Ok Members First Federal Credit Union leads on 2 and United Members Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.