United Members Federal Credit Union (NCUA charter #9248) is based in Tulsa, Oklahoma. Its Q2 2026 call report shows $10.4M in total assets and $8.5M in member shares and deposits and 1 office.
United Members Federal Credit Union has a TellerScore of 87 out of 100 (very strong) based on Q2 2026 data — higher than 83% of its 2,479 credit unions with under $100 million in assets. Among 52 credit unions headquartered in Oklahoma, it ranks 7th. Capital cushion contributes the most (100/100, 18.62%); earnings contributes the least (39/100, 0.47%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 9 points (78 → 87), mostly because the loan quality component improved by 33 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 73 |
| Q3 2024 | 73 |
| Q4 2024 | 73 |
| Q1 2025 | 78 |
| Q2 2025 | 78 |
| Q3 2025 | 64 |
| Q4 2025 | 76 |
| Q1 2026 | 86 |
| Q2 2026 | 87 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 16.88% |
| Q3 2024 | 17.23% |
| Q4 2024 | 16.36% |
| Q1 2025 | 17.05% |
| Q2 2025 | 18.09% |
| Q3 2025 | 17.73% |
| Q4 2025 | 17.97% |
| Q1 2026 | 18.30% |
| Q2 2026 | 18.62% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 1.52% |
| Q3 2024 | 1.49% |
| Q4 2024 | 1.33% |
| Q1 2025 | 1.00% |
| Q2 2025 | 1.13% |
| Q3 2025 | 2.78% |
| Q4 2025 | 1.08% |
| Q1 2026 | 0.30% |
| Q2 2026 | 0.15% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.29% |
| Q3 2024 | 0.30% |
| Q4 2024 | 0.09% |
| Q1 2025 | 0.38% |
| Q2 2025 | 0.46% |
| Q3 2025 | 0.45% |
| Q4 2025 | 0.13% |
| Q1 2026 | 0.59% |
| Q2 2026 | 0.47% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 87 | $10.4M | 18.62% | 0.15% | 0.47% | 36.0% |
| Q1 2026 | 86 | $10.5M | 18.30% | 0.30% | 0.59% | 36.1% |
| Q4 2025 | 76 | $10.6M | 17.97% | 1.08% | 0.13% | 36.6% |
| Q3 2025 | 64 | $10.9M | 17.73% | 2.78% | 0.45% | 32.6% |
| Q2 2025 | 78 | $10.7M | 18.09% | 1.13% | 0.46% | 34.8% |
| Q1 2025 | 78 | $11.2M | 17.05% | 1.00% | 0.38% | 32.3% |
| Q4 2024 | 73 | $11.6M | 16.36% | 1.33% | 0.09% | 30.8% |
| Q3 2024 | 73 | $11.1M | 17.23% | 1.49% | 0.30% | 33.8% |
| Q2 2024 | 73 | $11.3M | 16.88% | 1.52% | 0.29% | 32.5% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Oklahoma
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Correctional Workers Federal Credit UnionCredit union El Reno, OK | 88 out of 100, Very strong | $10.5M | 17.9% | 0.19% | vs |
| Arbuckle Federal Credit UnionCredit union Ada, OK | 60 out of 100, Moderate | $10.3M | 8.4% | 0.38% | vs |
| Cooperative EmployeesCredit union Anadarko, OK | 73 out of 100, Strong | $10.0M | 10.4% | 0.00% | vs |
| McAlester Aap Federal Credit UnionCredit union McAlester, OK | 69 out of 100, Moderate | $12.4M | 38.4% | 4.84% | vs |
| Integris Federal Credit UnionCredit union Oklahoma City, OK | 73 out of 100, Strong | $14.4M | 11.5% | 0.00% | vs |
| Teachers Credit UnionCredit union Oklahoma CIty, OK | 76 out of 100, Strong | $6.3M | 31.5% | 0.34% | vs |
Deposit insurance
Is my money safe at United Members Federal Credit Union?
Yes. United Members Federal Credit Union is a federally insured credit union (NCUA charter #9248). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 4.0% of shares and deposits ($337K) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 18.62%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
1 location
Branches
United Members Federal Credit Union lists 1 office in 1 city. Most locations:
- Tulsa, OK (1)
Identity & history
Profile
- Legal name
- United Members Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 9248
- RSSD ID
- 285085
- Primary regulator
- NCUA
- Established
- 1954
- Headquarters
- 4833 S Sheridan Ste 401, Tulsa, OK 74145
- Employees
- 3
Quick answers
United Members Federal Credit Union: common questions
Is United Members Federal Credit Union NCUA insured?
Yes. United Members Federal Credit Union is a federally insured credit union (NCUA charter #9248). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is United Members Federal Credit Union's TellerScore?
87 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does United Members Federal Credit Union have?
1 office as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Tulsa
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| First Bank of OwassoBank Owasso, OK | 93 out of 100, Very strong | $639.3M | 15.7% | 0.01% | vs |
| First BankBank Erick, OK | 93 out of 100, Very strong | $118.0M | 14.2% | 0.27% | vs |
| Saint Francis Employees Federal Credit UnionCredit union Tulsa, OK | 92 out of 100, Very strong | $44.7M | 15.9% | 0.20% | vs |
| The First National Bank and Trust Company of Broken ArrowBank Broken Arrow, OK | 89 out of 100, Very strong | $269.5M | 16.4% | 0.14% | vs |
| International Bank of CommerceBank Oklahoma City, OK | 88 out of 100, Very strong | $1.6B | 15.5% | 0.66% | vs |
| Bank 7Bank Oklahoma City, OK | 86 out of 100, Very strong | $1.9B | 13.9% | 0.39% | vs |