Side-by-side · Q2 2026 data
Old Kentucky Home Federal Credit Union vs Main Impact Federal Credit Union
Credit union
Old Kentucky Home Federal Credit Union
Bardstown, Kentucky · Under $100 million in assets
Metric by metric
| Measure | Old Kentucky Home Federal Credit Union | Main Impact Federal Credit Union |
|---|---|---|
| TellerScore | 70 | 74 (stronger) |
| Capital cushion | 72 (stronger) | 55 |
| Loan quality | 82 | 99 (stronger) |
| Earnings | 32 | 45 (stronger) |
| Funding & liquidity | 81 | 91 (stronger) |
| Problem-loan coverage | 94 | 100 (stronger) |
| Peer percentile | 40th | 49th |
| Total assets | $19.8M | $23.3M |
| Deposits / shares | $17.4M | $20.8M |
| Capital ratio | 12.16% (stronger) | 10.47% |
| Problem loans | 0.55% | 0.03% (stronger) |
| Net charge-offs | -0.09% (stronger) | 0.16% |
| Return on assets | 0.30% | 0.63% (stronger) |
| Loans ÷ deposits | 79.6% | 68.8% (stronger) |
| Uninsured deposits | 0.0% (stronger) | 2.1% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Main Impact Federal Credit Union has the higher TellerScore (74 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Old Kentucky Home Federal Credit Union leads on 3 and Main Impact Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.