Side-by-side · Q2 2026 data
Old National Bank vs First Merchants Bank
Metric by metric
| Measure | Old National Bank | First Merchants Bank |
|---|---|---|
| TellerScore | 59 (stronger) | 58 |
| Capital cushion | 38 | 50 (stronger) |
| Loan quality | 69 | 73 (stronger) |
| Earnings | 76 (stronger) | 51 |
| Funding & liquidity | 41 (stronger) | 35 |
| Problem-loan coverage | 89 | 91 (stronger) |
| Peer percentile | 25th | 20th |
| Total assets | $73.9B | $21.3B |
| Deposits / shares | $57.0B | $16.8B |
| Capital ratio | 8.80% | 9.96% (stronger) |
| Problem loans | 0.92% | 0.82% (stronger) |
| Net charge-offs | 0.26% | 0.19% (stronger) |
| Return on assets | 1.41% (stronger) | 0.78% |
| Loans ÷ deposits | 88.2% (stronger) | 91.6% |
| Uninsured deposits | 43.3% (stronger) | 45.4% |
| Offices | 342 | 127 |
| CFPB complaints (3 yrs) | 269 | 86 |
| Complaints per $1B deposits | 4.7 (stronger) | 5.1 |
| Mortgage denial rate (HMDA) | 22.1% | 19.8% |
Old National Bank has the higher TellerScore (59 vs 58). On the 8 directional measures above (where higher or lower is clearly better), Old National Bank leads on 5 and First Merchants Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Indianapolis, IN
- Muncie, IN
- Fort Wayne, IN
- Lafayette, IN
- Anderson, IN
- Ann Arbor, MI
- Grand Rapids, MI
- Greenwood, IN
- Hammond, IN
- Highland, IN
- Carmel, IN
- Crown Point, IN
- Munster, IN
- Noblesville, IN
- South Bend, IN
- Dundee, MI
- Plainfield, IN
- Fishers, IN
- West Lafayette, IN
- Winchester, IN
- Merrillville, IN
- Avon, IN
- Brownsburg, IN