Side-by-side · Q2 2026 data
Old National Bank vs Heritage Federal Credit Union
Metric by metric
| Measure | Old National Bank | Heritage Federal Credit Union |
|---|---|---|
| TellerScore | 59 | 77 (stronger) |
| Capital cushion | 38 | 74 (stronger) |
| Loan quality | 69 | 89 (stronger) |
| Earnings | 76 (stronger) | 57 |
| Funding & liquidity | 41 | 76 (stronger) |
| Problem-loan coverage | 89 | 96 (stronger) |
| Peer percentile | 25th | 82nd |
| Total assets | $73.9B | $1.0B |
| Deposits / shares | $57.0B | $855.9M |
| Capital ratio | 8.80% | 12.35% (stronger) |
| Problem loans | 0.92% | 0.33% (stronger) |
| Net charge-offs | 0.26% (stronger) | 0.31% |
| Return on assets | 1.41% (stronger) | 0.93% |
| Loans ÷ deposits | 88.2% | 84.0% (stronger) |
| Uninsured deposits | 43.3% | 8.8% (stronger) |
| Offices | 342 | 7 |
| CFPB complaints (3 yrs) | 269 | — |
| Complaints per $1B deposits | 4.7 | — |
| Mortgage denial rate (HMDA) | 22.1% | 21.5% |
Heritage Federal Credit Union has the higher TellerScore (77 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Old National Bank leads on 2 and Heritage Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Evansville, IN
- Newburgh, IN
- Boonville, IN