Side-by-side · Q2 2026 data
Olean Teachers' and Postal Federal Credit Union vs Canandaigua Federal Credit Union
Credit union
Olean Teachers' and Postal Federal Credit Union
Olean, New York · Under $100 million in assets
Credit union
Canandaigua Federal Credit Union
Canandaigua, New York · Under $100 million in assets
Metric by metric
| Measure | Olean Teachers' and Postal Federal Credit Union | Canandaigua Federal Credit Union |
|---|---|---|
| TellerScore | 77 (stronger) | 49 |
| Capital cushion | 61 | 61 |
| Loan quality | 79 (stronger) | 0 |
| Earnings | 73 (stronger) | 39 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 95 (stronger) | 79 |
| Peer percentile | 57th | 8th |
| Total assets | $27.6M | $29.5M |
| Deposits / shares | $24.5M | $24.8M |
| Capital ratio | 11.09% | 11.10% (stronger) |
| Problem loans | 0.64% (stronger) | 3.44% |
| Net charge-offs | 0.00% (stronger) | 0.29% |
| Return on assets | 1.32% (stronger) | 0.47% |
| Loans ÷ deposits | 47.3% | 39.6% (stronger) |
| Uninsured deposits | 1.5% | 0.0% (stronger) |
| Offices | 0 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Olean Teachers' and Postal Federal Credit Union has the higher TellerScore (77 vs 49). On the 7 directional measures above (where higher or lower is clearly better), Olean Teachers' and Postal Federal Credit Union leads on 4 and Canandaigua Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.