Side-by-side · Q2 2026 data
Olympia Credit Union vs Our Community Credit Union
Metric by metric
| Measure | Olympia Credit Union | Our Community Credit Union |
|---|---|---|
| TellerScore | 59 | 82 (stronger) |
| Capital cushion | 32 | 77 (stronger) |
| Loan quality | 87 (stronger) | 84 |
| Earnings | 35 | 66 (stronger) |
| Funding & liquidity | 73 | 100 (stronger) |
| Problem-loan coverage | 92 | 97 (stronger) |
| Peer percentile | 20th | 82nd |
| Total assets | $56.3M | $638.3M |
| Deposits / shares | $51.9M | $551.8M |
| Capital ratio | 8.18% | 12.67% (stronger) |
| Problem loans | 0.39% (stronger) | 0.48% |
| Net charge-offs | 0.46% (stronger) | 0.70% |
| Return on assets | 0.37% | 1.16% (stronger) |
| Loans ÷ deposits | 86.9% | 40.7% (stronger) |
| Uninsured deposits | 3.6% (stronger) | 6.0% |
| Offices | 2 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Our Community Credit Union has the higher TellerScore (82 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Olympia Credit Union leads on 3 and Our Community Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.