Olympia Credit Union (NCUA charter #68331) is based in Olympia, Washington. Its Q2 2026 call report shows $56.3M in total assets and $51.9M in member shares and deposits and 2 offices.
Olympia Credit Union has a TellerScore of 59 out of 100 (moderate) based on Q2 2026 data — higher than only 20% of its 2,479 credit unions with under $100 million in assets. Among 73 credit unions headquartered in Washington, it ranks 61st. Problem-loan coverage contributes the most (92/100, 3.8%); capital cushion contributes the least (32/100, 8.18%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 9 points (50 → 59), mostly because the earnings component improved by 26 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 54 |
| Q3 2024 | 52 |
| Q4 2024 | 44 |
| Q1 2025 | 47 |
| Q2 2025 | 50 |
| Q3 2025 | 53 |
| Q4 2025 | 57 |
| Q1 2026 | 57 |
| Q2 2026 | 59 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 8.64% |
| Q3 2024 | 8.46% |
| Q4 2024 | 8.34% |
| Q1 2025 | 8.11% |
| Q2 2025 | 8.16% |
| Q3 2025 | 8.21% |
| Q4 2025 | 8.07% |
| Q1 2026 | 7.85% |
| Q2 2026 | 8.18% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.72% |
| Q3 2024 | 0.92% |
| Q4 2024 | 1.59% |
| Q1 2025 | 0.78% |
| Q2 2025 | 0.80% |
| Q3 2025 | 0.74% |
| Q4 2025 | 0.58% |
| Q1 2026 | 0.46% |
| Q2 2026 | 0.39% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.17% |
| Q3 2024 | 0.06% |
| Q4 2024 | 0.00% |
| Q1 2025 | -1.08% |
| Q2 2025 | -0.27% |
| Q3 2025 | -0.03% |
| Q4 2025 | 0.18% |
| Q1 2026 | 0.27% |
| Q2 2026 | 0.37% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 59 | $56.3M | 8.18% | 0.39% | 0.37% | 86.9% |
| Q1 2026 | 57 | $57.2M | 7.85% | 0.46% | 0.27% | 79.5% |
| Q4 2025 | 57 | $55.2M | 8.07% | 0.58% | 0.18% | 73.4% |
| Q3 2025 | 53 | $54.1M | 8.21% | 0.74% | -0.03% | 77.9% |
| Q2 2025 | 50 | $53.8M | 8.16% | 0.80% | -0.27% | 80.3% |
| Q1 2025 | 47 | $52.1M | 8.11% | 0.78% | -1.08% | 86.9% |
| Q4 2024 | 44 | $52.4M | 8.34% | 1.59% | 0.00% | 85.1% |
| Q3 2024 | 52 | $52.1M | 8.46% | 0.92% | 0.06% | 86.7% |
| Q2 2024 | 54 | $51.2M | 8.64% | 0.72% | 0.17% | 90.0% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Washington
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Responders Emergency Services Credit UnionCredit union Spokane, WA | 87 out of 100, Very strong | $56.2M | 17.3% | 0.01% | vs |
| Blue Mountain Credit UnionCredit union College Place, WA | 64 out of 100, Moderate | $56.1M | 13.1% | 1.31% | vs |
| Nordstrom Federal Credit UnionCredit union Everett, WA | 65 out of 100, Moderate | $59.6M | 8.8% | 0.12% | vs |
| American Lake Credit UnionCredit union Lakewood, WA | 59 out of 100, Moderate | $59.6M | 13.8% | 2.30% | vs |
| Mill Town Credit UnionCredit union Everett, WA | 65 out of 100, Moderate | $59.9M | 22.5% | 2.18% | vs |
| Spokane City Credit UnionCredit union Spokane, WA | 69 out of 100, Moderate | $65.9M | 10.6% | 0.11% | vs |
Deposit insurance
Is my money safe at Olympia Credit Union?
Yes. Olympia Credit Union is a federally insured credit union (NCUA charter #68331). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 3.6% of shares and deposits ($1.9M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 8.18%, slightly above the 7% level regulators use as the "well capitalized" benchmark for this measure.
2 locations
Branches
Olympia Credit Union lists 2 offices in 2 cities. Most locations:
- Lacey, WA (1)
- Olympia, WA (1)
Identity & history
Profile
- Legal name
- Olympia Credit Union
- Type
- Federally insured state-chartered credit union
- NCUA charter #
- 68331
- RSSD ID
- 10492
- Primary regulator
- State + NCUA
- Established
- 1965
- Headquarters
- PO Box 7549, Olympia, WA 98507
- Employees
- 17
Quick answers
Olympia Credit Union: common questions
Is Olympia Credit Union NCUA insured?
Yes. Olympia Credit Union is a federally insured credit union (NCUA charter #68331). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Olympia Credit Union's TellerScore?
59 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Olympia Credit Union have?
2 offices as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Olympia
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Wcla Credit UnionCredit union Olympia, WA | 86 out of 100, Very strong | $141.9M | 17.5% | 0.29% | vs |
| Armed Forces Bank, National AssociationBank Fort Leavenworth, KS | 83 out of 100, Strong | $1.4B | 13.9% | 1.21% | vs |
| Our Community Credit UnionCredit union Shelton, WA | 82 out of 100, Strong | $638.3M | 12.7% | 0.48% | vs |
| Sound Banking CompanyBank Lakewood, WA | 82 out of 100, Strong | $45.2M | 12.1% | 0.00% | vs |
| Qualstar Credit UnionCredit union Bothell, WA | 80 out of 100, Strong | $939.3M | 16.0% | 1.41% | vs |
| Timberland BankBank Hoquiam, WA | 78 out of 100, Strong | $2.1B | 12.9% | 0.56% | vs |