Side-by-side · Q2 2026 data
Omni Community Credit Union vs Alliance Catholic Credit Union
Credit union
Omni Community Credit Union
Battle Creek, Michigan · $100 million – $1 billion
Credit union
Alliance Catholic Credit Union
Farmington Hill, Michigan · $100 million – $1 billion
Metric by metric
| Measure | Omni Community Credit Union | Alliance Catholic Credit Union |
|---|---|---|
| TellerScore | 90 (stronger) | 78 |
| Capital cushion | 100 (stronger) | 74 |
| Loan quality | 75 | 88 (stronger) |
| Earnings | 88 (stronger) | 60 |
| Funding & liquidity | 93 (stronger) | 83 |
| Problem-loan coverage | 94 | 96 (stronger) |
| Peer percentile | 95th | 74th |
| Total assets | $662.0M | $718.5M |
| Deposits / shares | $553.8M | $626.4M |
| Capital ratio | 16.32% (stronger) | 12.39% |
| Problem loans | 0.75% | 0.36% (stronger) |
| Net charge-offs | 0.88% | 0.22% (stronger) |
| Return on assets | 1.71% (stronger) | 0.99% |
| Loans ÷ deposits | 66.9% (stronger) | 77.3% |
| Uninsured deposits | 8.2% | 4.2% (stronger) |
| Offices | 6 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 15.8% |
Omni Community Credit Union has the higher TellerScore (90 vs 78). On the 7 directional measures above (where higher or lower is clearly better), Omni Community Credit Union leads on 4 and Alliance Catholic Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.