Side-by-side · Q2 2026 data
Omni Community Credit Union vs Arbor Financial Credit Union
Credit union
Omni Community Credit Union
Battle Creek, Michigan · $100 million – $1 billion
Metric by metric
| Measure | Omni Community Credit Union | Arbor Financial Credit Union |
|---|---|---|
| TellerScore | 90 (stronger) | 55 |
| Capital cushion | 100 (stronger) | 56 |
| Loan quality | 75 (stronger) | 40 |
| Earnings | 88 (stronger) | 53 |
| Funding & liquidity | 93 (stronger) | 71 |
| Problem-loan coverage | 94 (stronger) | 74 |
| Peer percentile | 95th | 12th |
| Total assets | $662.0M | $899.0M |
| Deposits / shares | $553.8M | $770.6M |
| Capital ratio | 16.32% (stronger) | 10.62% |
| Problem loans | 0.75% (stronger) | 1.81% |
| Net charge-offs | 0.88% | 0.19% (stronger) |
| Return on assets | 1.71% (stronger) | 0.83% |
| Loans ÷ deposits | 66.9% (stronger) | 88.9% |
| Uninsured deposits | 8.2% | 7.5% (stronger) |
| Offices | 6 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 6.5% |
Omni Community Credit Union has the higher TellerScore (90 vs 55). On the 7 directional measures above (where higher or lower is clearly better), Omni Community Credit Union leads on 5 and Arbor Financial Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.