Side-by-side · Q2 2026 data
Omni Community Credit Union vs Security Credit Union
Credit union
Omni Community Credit Union
Battle Creek, Michigan · $100 million – $1 billion
Metric by metric
| Measure | Omni Community Credit Union | Security Credit Union |
|---|---|---|
| TellerScore | 90 (stronger) | 58 |
| Capital cushion | 100 (stronger) | 48 |
| Loan quality | 75 (stronger) | 73 |
| Earnings | 88 (stronger) | 31 |
| Funding & liquidity | 93 (stronger) | 72 |
| Problem-loan coverage | 94 (stronger) | 85 |
| Peer percentile | 95th | 16th |
| Total assets | $662.0M | $653.2M |
| Deposits / shares | $553.8M | $582.8M |
| Capital ratio | 16.32% (stronger) | 9.77% |
| Problem loans | 0.75% (stronger) | 0.80% |
| Net charge-offs | 0.88% (stronger) | 0.92% |
| Return on assets | 1.71% (stronger) | 0.27% |
| Loans ÷ deposits | 66.9% (stronger) | 88.0% |
| Uninsured deposits | 8.2% | 3.4% (stronger) |
| Offices | 6 | 17 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 26.0% |
Omni Community Credit Union has the higher TellerScore (90 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Omni Community Credit Union leads on 6 and Security Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.