Side-by-side · Q2 2026 data
Omni Community Credit Union vs Sovita Credit Union
Credit union
Omni Community Credit Union
Battle Creek, Michigan · $100 million – $1 billion
Metric by metric
| Measure | Omni Community Credit Union | Sovita Credit Union |
|---|---|---|
| TellerScore | 90 | 90 |
| Capital cushion | 100 | 100 |
| Loan quality | 75 | 90 (stronger) |
| Earnings | 88 (stronger) | 64 |
| Funding & liquidity | 93 | 100 (stronger) |
| Problem-loan coverage | 94 | 99 (stronger) |
| Peer percentile | 95th | 95th |
| Total assets | $662.0M | $592.0M |
| Deposits / shares | $553.8M | $501.3M |
| Capital ratio | 16.32% (stronger) | 16.10% |
| Problem loans | 0.75% | 0.31% (stronger) |
| Net charge-offs | 0.88% | 0.09% (stronger) |
| Return on assets | 1.71% (stronger) | 1.11% |
| Loans ÷ deposits | 66.9% | 27.5% (stronger) |
| Uninsured deposits | 8.2% | 5.0% (stronger) |
| Offices | 6 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 6.7% |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Omni Community Credit Union leads on 2 and Sovita Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.