Side-by-side · Q2 2026 data
One South Federal Credit Union vs Ampot Federal Credit Union
Credit union
One South Federal Credit Union
Natchez, Mississippi · Under $100 million in assets
Credit union
Ampot Federal Credit Union
Hamilton, Mississippi · Under $100 million in assets
Metric by metric
| Measure | One South Federal Credit Union | Ampot Federal Credit Union |
|---|---|---|
| TellerScore | 58 (stronger) | 52 |
| Capital cushion | 100 (stronger) | 62 |
| Loan quality | 0 | 39 (stronger) |
| Earnings | 21 (stronger) | 0 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 86 (stronger) | 83 |
| Peer percentile | 19th | 11th |
| Total assets | $16.7M | $15.2M |
| Deposits / shares | $13.9M | $13.5M |
| Capital ratio | 21.16% (stronger) | 11.20% |
| Problem loans | 3.42% | 1.84% (stronger) |
| Net charge-offs | 1.44% | 0.18% (stronger) |
| Return on assets | 0.03% (stronger) | -1.81% |
| Loans ÷ deposits | 53.8% (stronger) | 57.9% |
| Uninsured deposits | 0.4% | 0.0% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
One South Federal Credit Union has the higher TellerScore (58 vs 52). On the 7 directional measures above (where higher or lower is clearly better), One South Federal Credit Union leads on 4 and Ampot Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.