Side-by-side · Q2 2026 data
One South Federal Credit Union vs Cm Members Federal Credit Union
Credit union
One South Federal Credit Union
Natchez, Mississippi · Under $100 million in assets
Credit union
Cm Members Federal Credit Union
Columbus, Mississippi · Under $100 million in assets
Metric by metric
| Measure | One South Federal Credit Union | Cm Members Federal Credit Union |
|---|---|---|
| TellerScore | 58 | 85 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 0 | 83 (stronger) |
| Earnings | 21 | 47 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 86 | 97 (stronger) |
| Peer percentile | 19th | 77th |
| Total assets | $16.7M | $16.5M |
| Deposits / shares | $13.9M | $14.1M |
| Capital ratio | 21.16% (stronger) | 15.56% |
| Problem loans | 3.42% | 0.51% (stronger) |
| Net charge-offs | 1.44% | -0.05% (stronger) |
| Return on assets | 0.03% | 0.68% (stronger) |
| Loans ÷ deposits | 53.8% | 52.0% (stronger) |
| Uninsured deposits | 0.4% | 0.3% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Cm Members Federal Credit Union has the higher TellerScore (85 vs 58). On the 7 directional measures above (where higher or lower is clearly better), One South Federal Credit Union leads on 1 and Cm Members Federal Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.