Side-by-side · Q2 2026 data
One Vision Federal Credit Union vs South Bend Firefighters Federal Credit Union
Credit union
One Vision Federal Credit Union
Clarksville, Indiana · Under $100 million in assets
Credit union
South Bend Firefighters Federal Credit Union
South Bend, Indiana · Under $100 million in assets
Metric by metric
| Measure | One Vision Federal Credit Union | South Bend Firefighters Federal Credit Union |
|---|---|---|
| TellerScore | 77 | 82 (stronger) |
| Capital cushion | 78 | 100 (stronger) |
| Loan quality | 78 (stronger) | 64 |
| Earnings | 48 | 71 (stronger) |
| Funding & liquidity | 100 (stronger) | 84 |
| Problem-loan coverage | 97 (stronger) | 95 |
| Peer percentile | 57th | 70th |
| Total assets | $65.2M | $64.3M |
| Deposits / shares | $57.0M | $49.0M |
| Capital ratio | 12.78% | 23.61% (stronger) |
| Problem loans | 0.67% (stronger) | 1.07% |
| Net charge-offs | 0.20% | 0.01% (stronger) |
| Return on assets | 0.71% | 1.29% (stronger) |
| Loans ÷ deposits | 38.0% (stronger) | 76.0% |
| Uninsured deposits | 6.6% | 5.4% (stronger) |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 22.2% | — |
South Bend Firefighters Federal Credit Union has the higher TellerScore (82 vs 77). On the 7 directional measures above (where higher or lower is clearly better), One Vision Federal Credit Union leads on 2 and South Bend Firefighters Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.