Side-by-side · Q2 2026 data
Oneaz Credit Union vs Credit Union West
Metric by metric
| Measure | Oneaz Credit Union | Credit Union West |
|---|---|---|
| TellerScore | 71 (stronger) | 66 |
| Capital cushion | 54 | 55 (stronger) |
| Loan quality | 78 | 87 (stronger) |
| Earnings | 67 (stronger) | 43 |
| Funding & liquidity | 82 (stronger) | 66 |
| Problem-loan coverage | 91 | 93 (stronger) |
| Peer percentile | 62nd | 44th |
| Total assets | $4.5B | $1.5B |
| Deposits / shares | $4.0B | $1.3B |
| Capital ratio | 10.44% | 10.50% (stronger) |
| Problem loans | 0.66% | 0.38% (stronger) |
| Net charge-offs | 0.44% (stronger) | 0.94% |
| Return on assets | 1.16% (stronger) | 0.58% |
| Loans ÷ deposits | 76.5% (stronger) | 94.0% |
| Uninsured deposits | 16.9% | 9.4% (stronger) |
| Offices | 20 | 15 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 35.8% | 31.7% |
Oneaz Credit Union has the higher TellerScore (71 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Oneaz Credit Union leads on 4 and Credit Union West on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.