Side-by-side · Q2 2026 data
Oneaz Credit Union vs Vantage West Credit Union
Metric by metric
| Measure | Oneaz Credit Union | Vantage West Credit Union |
|---|---|---|
| TellerScore | 71 (stronger) | 63 |
| Capital cushion | 54 (stronger) | 53 |
| Loan quality | 78 (stronger) | 72 |
| Earnings | 67 (stronger) | 51 |
| Funding & liquidity | 82 (stronger) | 71 |
| Problem-loan coverage | 91 (stronger) | 87 |
| Peer percentile | 62nd | 33rd |
| Total assets | $4.5B | $3.3B |
| Deposits / shares | $4.0B | $2.8B |
| Capital ratio | 10.44% (stronger) | 10.32% |
| Problem loans | 0.66% (stronger) | 0.84% |
| Net charge-offs | 0.44% (stronger) | 1.48% |
| Return on assets | 1.16% (stronger) | 0.78% |
| Loans ÷ deposits | 76.5% (stronger) | 89.4% |
| Uninsured deposits | 16.9% | 6.3% (stronger) |
| Offices | 20 | 20 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 35.8% | — |
Oneaz Credit Union has the higher TellerScore (71 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Oneaz Credit Union leads on 6 and Vantage West Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.