Side-by-side · Q2 2026 data
Onpoint Community Credit Union vs Marion and Polk Schools Credit Union
Metric by metric
| Measure | Onpoint Community Credit Union | Marion and Polk Schools Credit Union |
|---|---|---|
| TellerScore | 83 (stronger) | 59 |
| Capital cushion | 100 (stronger) | 46 |
| Loan quality | 67 (stronger) | 56 |
| Earnings | 76 (stronger) | 59 |
| Funding & liquidity | 80 (stronger) | 77 |
| Problem-loan coverage | 91 (stronger) | 79 |
| Peer percentile | 92nd | 22nd |
| Total assets | $9.5B | $1.9B |
| Deposits / shares | $7.9B | $1.6B |
| Capital ratio | 15.00% (stronger) | 9.55% |
| Problem loans | 0.98% (stronger) | 1.32% |
| Net charge-offs | 0.42% | 0.35% (stronger) |
| Return on assets | 1.41% (stronger) | 0.97% |
| Loans ÷ deposits | 80.0% (stronger) | 83.3% |
| Uninsured deposits | 3.6% (stronger) | 11.7% |
| Offices | 34 | 15 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 17.5% | 15.6% |
Onpoint Community Credit Union has the higher TellerScore (83 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Onpoint Community Credit Union leads on 6 and Marion and Polk Schools Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.