Side-by-side · Q2 2026 data
Onpoint Community Credit Union vs Mid Oregon Credit Union
Metric by metric
| Measure | Onpoint Community Credit Union | Mid Oregon Credit Union |
|---|---|---|
| TellerScore | 83 (stronger) | 80 |
| Capital cushion | 100 (stronger) | 63 |
| Loan quality | 67 | 95 (stronger) |
| Earnings | 76 | 88 (stronger) |
| Funding & liquidity | 80 (stronger) | 64 |
| Problem-loan coverage | 91 | 97 (stronger) |
| Peer percentile | 92nd | 78th |
| Total assets | $9.5B | $917.4M |
| Deposits / shares | $7.9B | $810.5M |
| Capital ratio | 15.00% (stronger) | 11.33% |
| Problem loans | 0.98% | 0.14% (stronger) |
| Net charge-offs | 0.42% (stronger) | 0.43% |
| Return on assets | 1.41% | 1.70% (stronger) |
| Loans ÷ deposits | 80.0% (stronger) | 96.3% |
| Uninsured deposits | 3.6% (stronger) | 8.9% |
| Offices | 34 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 17.5% | — |
Onpoint Community Credit Union has the higher TellerScore (83 vs 80). On the 7 directional measures above (where higher or lower is clearly better), Onpoint Community Credit Union leads on 5 and Mid Oregon Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.