Side-by-side · Q2 2026 data
Ontario Public Employees Federal Credit Union vs Vida Federal Credit Union
Credit union
Ontario Public Employees Federal Credit Union
Ontario, California · Under $100 million in assets
Metric by metric
| Measure | Ontario Public Employees Federal Credit Union | Vida Federal Credit Union |
|---|---|---|
| TellerScore | 87 (stronger) | 83 |
| Capital cushion | 100 (stronger) | 88 |
| Loan quality | 66 | 96 (stronger) |
| Earnings | 78 (stronger) | 39 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 95 | 99 (stronger) |
| Peer percentile | 83rd | 83rd |
| Total assets | $23.2M | $174.6M |
| Deposits / shares | $19.3M | $150.4M |
| Capital ratio | 15.48% (stronger) | 13.75% |
| Problem loans | 1.02% | 0.13% (stronger) |
| Net charge-offs | 0.05% (stronger) | 0.34% |
| Return on assets | 1.46% (stronger) | 0.49% |
| Loans ÷ deposits | 47.9% (stronger) | 59.0% |
| Uninsured deposits | 0.0% (stronger) | 5.5% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Ontario Public Employees Federal Credit Union has the higher TellerScore (87 vs 83). On the 7 directional measures above (where higher or lower is clearly better), Ontario Public Employees Federal Credit Union leads on 6 and Vida Federal Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.